Legal
Privacy policy
TL;DR
We collect only what you choose to send us through our forms, plus basic information about how you found the site, and we use it to respond to your loan request. We do not sell your personal information, and you can opt out of texts at any time by replying STOP.
Who we are
This site, dscrwithsteve.com, is operated by Loan Daddy LLC (NMLS #2827624), a mortgage broker. DSCR Desk is a Loan Daddy LLC brand. In this policy, "we" and "us" mean Loan Daddy LLC.
Information we collect
- Information you give us: name, email, phone, property state and type, loan purpose, estimated value, loan amount, occupancy and any message you include.
- Attribution information: the page you first landed on, the referring site, and campaign parameters in the link you followed (such as utm tags or ad click identifiers). These are stored in your browser for the session and sent with your form.
- Technical information: standard server logs such as IP address and browser type, used for security and fraud prevention.
Our website forms never ask for your Social Security number, date of birth or credit score.
How we use it
- To respond to your request and contact you about it by email, phone or text, with your consent.
- To evaluate your scenario and, if you choose to proceed, to shop it with wholesale lenders.
- To understand which pages and campaigns bring investors to the site.
- To comply with legal and regulatory obligations.
How we share it
We share your information with service providers that help us operate (for example, our customer relationship management and messaging tools), and, when you decide to move forward, with wholesale lenders and settlement service providers needed to process your loan. We do not sell your personal information.
Texts and calls
If you check the consent box, you agree to be contacted by Loan Daddy LLC about your request by email, phone, or text. Consent is not a condition of purchase. Message/data rates may apply. Reply STOP to opt out of texts at any time, or ask us to stop calling.
Cookies and analytics
This site does not load third-party advertising or analytics scripts. We use your browser's session storage only to remember first-touch attribution until you submit a form or close the tab.
Security and retention
We use reasonable administrative and technical safeguards. We keep information as long as needed to respond to you, to meet legal obligations and to resolve disputes.
Your choices
You can ask us to access, correct or delete your information, subject to legal retention requirements, by replying to any message from us. Residents of some states have additional rights under state privacy laws.