Learn the math
DSCR loan guides for rental investors
TL;DR
These are the explanations I give investors over and over, written down once. Each guide opens with a quick answer, then walks through the details with worked DSCR math using example numbers, never quoted pricing.
How to calculate DSCR on a rental property, step by step
The formula, which rent counts, what goes in the payment, and the three mistakes I see most.
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DSCR strategyHow to raise a low DSCR before you apply
Seven levers that move the ratio, from loan size to insurance quotes, with the math for each.
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StructureCan I get a DSCR loan in an LLC?
Entity vesting, personal guarantees, the documents lenders want, and moving a rental into an LLC.
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Short-term rentalsCan I use Airbnb income to qualify for a DSCR loan?
Booking history vs market data vs long-term rent, plus the local-rule checks lenders now expect.
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Getting readyDSCR loan documents checklist: what to have ready
Borrower, property, entity and transaction documents, plus the small things that stall closings.
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Want me to run your numbers?
Send me the property, the rent and what you are trying to do. I will run the coverage math, tell you where it stands, and shop it with wholesale lenders if it makes sense.